Early Intervention
Identify consumer-debt cases and reach defendants while there is still time to act.
In Harris County, roughly 3 out of 4 consumer-debt cases end in default judgments.
Consumer Justice Texas is building a different model—one that reaches defendants before default happens.
Consumer Justice Texas is building a proactive, technology-enabled nonprofit legal-services model that identifies newly filed consumer-debt cases, reaches defendants early, and provides lawyer-led representation at no charge to the client.
Consumer Justice Texas is a tax-exempt 501(c)(3) nonprofit organization. Legal services will be available in English and Spanish.
The premise is simple: a person should have a meaningful chance to defend a lawsuit before losing it by default.
Identify consumer-debt cases and reach defendants while there is still time to act.
Move interested consumers into lawyer-led representation at no charge to the client.
Use data and automation to expand access while preserving attorney judgment and oversight.
CJT will begin in Harris County Justice Courts, measure whether earlier contact and representation improve participation, and refine the model before broader expansion.
CONSUMER JUSTICE TEXAS IS A TAX-EXEMPT NONPROFIT ORGANIZATION RECOGNIZED UNDER § 501(c)(3).